Living the American Dream – Home Ownership in Ave Maria
Owning a home has many far-reaching benefits that outweigh the immediate ease of renting. Oftentimes renters don’t believe they can qualify to purchase a new home whether because of inadequate credit score, insufficient down payment funds, or lack of knowledge of the real estate market. Educating renters on how-to successfully navigate a path to new home ownership is available through the sales center representatives in Ave Maria, Florida.
First, home owners build equity instead of burning through cash. Each month you make a mortgage payment, a portion of that payment goes toward reducing the amount you owe on your loan, thereby increasing your equity. As your home increase in value, your equity increases. Renters do not experience this advantage with monthly rental payments going directly to a landlord or leasing company. If the apartment increases in value, and perhaps monthly rents increase, the renter does not realize any benefit but instead ends up paying more in rent. Your monthly mortgage payment is more stable and predictable when based on a fixed-rate mortgage while rent payments can increase subject to the landlord.
Secondly, mortgage interest and property tax payments may be deductible from federal taxes and state taxes. In the state of Florida, you can deduct your property taxes each year with a cap up to $10,000. This is a great savings on your taxes. You can also enjoy renewable energy tax credits up to 30% of the costs of approved major energy installations. To learn more about these energy efficient products please visit Energy Star website.
Building a strong credit history is another benefit of responsible home ownership. When you consistently make your monthly mortgage payments on time, lenders will see that you are a good borrower and your credit history will strengthen. This will help when applying for future loans including car loans or home improvements.
Builders in Ave Maria support the path to home ownership and throughout the year may offer incentives and assistance to new home buyers. Contact the builder sales representatives to learn more about what special offers are going on now.
Home ownership is part of the American dream for many and living in Ave Maria with all its conveniences and amenities further expands that dream to include an incredible lifestyle for families and retirees. On-site events, town center, lifestyle director, and so much more all add up to a dream come true.
With Labor Day right around the corner we thought we would share what’s happening in Ave Maria. Labor Day traditionally marks the end of summer, but we are fortunate to enjoy warm sunshine and tropical weather year-round in our Southwest Florida location.
Residents here kick off the long weekend with a Beach Walk and Breakfast for anyone living in Del Webb Naples neighborhood. Afternoons and evenings can be spent at happy hour at the Ave Maria Pub & Grill located in the Town Center or with homemade pizza and pasta specials at Gino’s Trattoria.
Spending Saturday and Sunday in one of the on-site parks in Ave Maria tires out the little ones and certainly logs steps on the fitness tracker for mom and dad. A friendly competition between friends on the baseball field in North Park is a great way to meet residents from other neighborhoods within Ave Maria. Parents gather at the tot lot playground and soccer fields at North Park too. What better way to enjoy a holiday weekend than at your very own water park! A resident only Pre-Labor Day Celebration at the Ave Maria Water Park will be held Saturday, September 1st from 11am to 2pm with live deejay, food specials, and activities. University students in Ave Maria can attend the Ave Maria University Gyrenes women’s soccer team match against Trinity Baptist at 3pm on Saturday, September 1st.
Our very own Del Webb Naples’s lifestyle director has planned a S’more Fun Labor Day party on Monday at 5:30pm while the Rusty Putter restaurant at Panther Run Golf Club will host a Labor Day BBQ. Living in a Del Webb community has perks and benefits encouraging active adults to engage socially and physically. Whether it’s a yoga or water aerobics class or themed dinner and dance, there is always something to do at Del Webb Naples. Staying young both in body and mind is evident when you live in our Southwest Florida Del Webb Naples neighborhood.
The popularity of craft beer has certainly made its way to Ave Maria. Oil Well Craft Beer, located in the Park of Commerce, will feature open mic night on Friday, August 31 at 8pm and Naples Smoked BBQ from 6-9pm. The Ave Maria Pub & Grill also serves a wide variety of craft beer as well as delicious burgers, pizzas and salads.
With Ave Maria only 40 minutes from the beautiful beaches of Naples and just 70 miles from the hustle and bustle of Ft Lauderdale, a quick road trip is also a fun possibility for Labor Day weekend. Living in Ave Maria certainly has its benefits. Stop by our New Home & Welcome Center to learn more about the area’s most talked about new home town.
November 29, 2016
During the holidays we spend more time in the kitchen. We’re baking sweets, preparing family meals, hosting parties, creating special memories to look back on for years to come. Why not make your kitchen a showcase? You can dream big when selecting your kitchen in Ave Maria.
Simple Ways to Get Organized This Spring
April 11, 2016
Spring is in full swing and nothing feels better than a clean, well-organized home. Don’t let the thought of tackling spring cleaning overwhelm you. By following a few easy steps you can achieve that spring in your step and fresh feeling in your home.
First, check your cleaning agents to ensure they are environmentally-friendly. You won’t want to use products that state “danger” or “harmful if swallowed.” Many safe cleaners can be made from items you already have on hand. Check out How To Make Your Own Green Cleaning Products. One of Ave Maria’s home builders, CC Homes, is already incorporating environmentally-friendly, green building techniques in their new single-family homes. By using suppliers and materials certified to meet Federal green-building standards, CC Homes ensures your new home in Ave Maria will be constructed responsibly with your family and your surroundings in mind.
Beautiful Outdoor Living
February 18, 2016
Living in Southwest Florida conjures up many images including beaches, sunsets, and beautiful weather. New homeowners in Ave Maria are taking advantage of the sunshine and sunsets when designing outdoor living spaces in their new single-family homes.